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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,155 | $96,388-79.1% | $80,627-75.0% | $139,466-85.5% |
| Participation rate | 75.0% | 73.6%+1.4pp | 67.0%+8.0pp | 80.3%-5.3pp |
| Annual return | -3.90% | 1352.08%-1356.0pp | 936.76%-940.7pp | 373.66%-377.6pp |
| Employer contribution / active EE | $2,200 | $3,260-32.5% | $2,723-19.2% | $4,754-53.7% |
| Participant deferral / active EE | $3,803 | $5,224-27.2% | $4,443-14.4% | $6,712-43.3% |
| Admin fee / account holder | $3,674 | $6,603-44.4% | $5,381-31.7% | $11,409-67.8% |