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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,625 | $175,259-93.4% | $149,723-92.2% | $139,487-91.7% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 15.43% | 166.82%-151.4pp | 134.50%-119.1pp | 373.84%-358.4pp |
| Employer contribution / active EE | $1,798 | $5,478-67.2% | $4,821-62.7% | $4,755-62.2% |
| Participant deferral / active EE | $5,231 | $6,522-19.8% | $5,682-7.9% | $6,713-22.1% |
| Admin fee / account holder | $932 | $16,158-94.2% | $13,215-92.9% | $11,407-91.8% |