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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,325 | $106,247-75.2% | $96,515-72.7% | $139,466-81.1% |
| Participation rate | 50.0% | 77.8%-27.8pp | 74.3%-24.3pp | 80.3%-30.3pp |
| Annual return | 20.18% | 38.47%-18.3pp | 35.73%-15.5pp | 373.66%-353.5pp |
| Employer contribution / active EE | $2,434 | $4,106-40.7% | $3,740-34.9% | $4,754-48.8% |
| Participant deferral / active EE | $3,602 | $5,456-34.0% | $4,880-26.2% | $6,712-46.3% |
| Admin fee / account holder | $4,833 | $7,885-38.7% | $6,735-28.2% | $11,409-57.6% |