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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,969 | $133,981-79.1% | $112,249-75.1% | $134,532-79.2% |
| Participation rate | 43.5% | 78.6%-35.1pp | 75.1%-31.6pp | 81.2%-37.8pp |
| Annual return | -19.72% | 47.16%-66.9pp | 27.48%-47.2pp | 418.27%-438.0pp |
| Employer contribution / active EE | $1,209 | $4,040-70.1% | $3,636-66.8% | $4,741-74.5% |
| Participant deferral / active EE | $2,366 | $5,292-55.3% | $4,729-50.0% | $6,401-63.0% |
| Admin fee / account holder | $2,579 | $7,492-65.6% | $6,412-59.8% | $11,429-77.4% |