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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,235 | $84,464-96.2% | $61,399-94.7% | $134,509-97.6% |
| Participation rate | 40.0% | 62.2%-22.2pp | 52.6%-12.6pp | 81.2%-41.2pp |
| Annual return | -31.53% | 585.06%-616.6pp | 338.81%-370.3pp | 418.13%-449.7pp |
| Employer contribution / active EE | $531 | $1,545-65.6% | $1,159-54.2% | $4,741-88.8% |
| Participant deferral / active EE | $744 | $2,818-73.6% | $2,124-65.0% | $6,400-88.4% |
| Admin fee / account holder | $237 | $2,587-90.8% | $2,131-88.9% | $11,427-97.9% |