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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,169 | $57,541-56.3% | $95,740-73.7% | $75,173-66.5% |
| Participation rate | 11.3% | 62.5%-51.3pp | 72.3%-61.0pp | 67.2%-56.0pp |
| Annual return | 36.07% | 34.93%+1.1pp | 28.41%+7.7pp | 160.72%-124.7pp |
| Employer contribution / active EE | $393 | $1,808-78.3% | $2,836-86.2% | $2,671-85.3% |
| Participant deferral / active EE | $1,211 | $3,074-60.6% | $4,244-71.5% | $4,126-70.6% |
| Admin fee / account holder | $59 | $4,099-98.6% | $5,676-99.0% | $5,651-99.0% |