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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,279 | $76,368-23.7% | $67,681-13.9% | $154,746-62.3% |
| Participation rate | 60.0% | 79.0%-19.0pp | 73.7%-13.7pp | 80.7%-20.7pp |
| Annual return | 20.14% | 1066.77%-1046.6pp | 590.58%-570.4pp | 172.34%-152.2pp |
| Employer contribution / active EE | $1,338 | $3,151-57.5% | $2,678-50.1% | $4,379-69.5% |
| Participant deferral / active EE | $5,500 | $4,824+14.0% | $3,976+38.3% | $6,730-18.3% |
| Admin fee / account holder | $2,404 | $8,559-71.9% | $6,100-60.6% | $14,365-83.3% |