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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,572 | $72,446-57.8% | $67,561-54.7% | $145,877-79.0% |
| Participation rate | 50.0% | 76.9%-26.9pp | 72.9%-22.9pp | 80.3%-30.3pp |
| Annual return | 14.01% | 7211.98%-7198.0pp | 3525.44%-3511.4pp | 551.28%-537.3pp |
| Employer contribution / active EE | $1,360 | $3,072-55.7% | $2,735-50.3% | $4,663-70.8% |
| Participant deferral / active EE | $4,535 | $4,785-5.2% | $4,003+13.3% | $6,691-32.2% |
| Admin fee / account holder | $1,433 | $5,541-74.1% | $4,006-64.2% | $13,402-89.3% |