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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,637 | $56,894-70.8% | $84,753-80.4% | $62,881-73.5% |
| Participation rate | 90.9% | 68.5%+22.4pp | 76.6%+14.3pp | 69.3%+21.6pp |
| Annual return | 8.86% | 6.30%+2.6pp | 22.78%-13.9pp | 20.14%-11.3pp |
| Employer contribution / active EE | $3,439 | $2,400+43.3% | $3,574-3.8% | $2,281+50.8% |
| Participant deferral / active EE | $5,445 | $2,709+101.0% | $3,712+46.7% | $3,203+70.0% |
| Admin fee / account holder | $1,023 | $3,581-71.4% | $5,333-80.8% | $4,296-76.2% |