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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $250,998 | $138,078+81.8% | $125,363+100.2% | $134,509+86.6% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | 0.56% | 750.49%-749.9pp | 572.15%-571.6pp | 418.13%-417.6pp |
| Employer contribution / active EE | $41,714 | $5,245+695.3% | $4,815+766.4% | $4,741+779.9% |
| Participant deferral / active EE | $27,400 | $7,800+251.3% | $7,447+267.9% | $6,400+328.1% |
| Admin fee / account holder | $2,425 | $11,566-79.0% | $10,005-75.8% | $11,427-78.8% |