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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,903 | $185,883-16.7% | $170,043-8.9% | $139,466+11.1% |
| Participation rate | 83.3% | 87.8%-4.4pp | 87.0%-3.7pp | 80.3%+3.0pp |
| Annual return | 35.57% | 60.54%-25.0pp | 53.40%-17.8pp | 373.66%-338.1pp |
| Employer contribution / active EE | $6,210 | $7,596-18.2% | $6,790-8.5% | $4,754+30.6% |
| Participant deferral / active EE | $13,526 | $11,626+16.3% | $10,410+29.9% | $6,712+101.5% |
| Admin fee / account holder | $557 | $15,393-96.4% | $12,824-95.7% | $11,409-95.1% |