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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $312,619 | $91,167+242.9% | $178,498+75.1% | $79,858+291.5% |
| Participation rate | 75.0% | 69.2%+5.8pp | 81.9%-6.9pp | 69.6%+5.4pp |
| Annual return | 26.06% | 24.19%+1.9pp | 151.09%-125.0pp | 31.72%-5.7pp |
| Employer contribution / active EE | $5,936 | $3,255+82.3% | $5,011+18.5% | $2,471+140.2% |
| Participant deferral / active EE | $4,089 | $3,236+26.4% | $5,202-21.4% | $3,740+9.3% |
| Admin fee / account holder | $5,817 | $6,747-13.8% | $13,985-58.4% | $5,306+9.6% |