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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,728 | $77,816-68.2% | $123,549-80.0% | $64,181-61.5% |
| Participation rate | 96.2% | 74.7%+21.4pp | 82.3%+13.9pp | 69.6%+26.6pp |
| Annual return | -12.70% | 12.49%-25.2pp | 119.20%-131.9pp | 7.63%-20.3pp |
| Employer contribution / active EE | $4,140 | $3,014+37.4% | $4,628-10.5% | $2,381+73.9% |
| Participant deferral / active EE | $8,610 | $5,240+64.3% | $6,426+34.0% | $3,470+148.2% |
| Admin fee / account holder | $398 | $5,519-92.8% | $9,284-95.7% | $4,887-91.9% |