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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY2+ years Filed as: MORGAN STANLEY SMITH BARNEY LLC Service code 15 · EIN 26-4310632 | Recordkeeping | $14,365 |
ADP BROKER-DEALER2+ years Filed as: ADP, LLC Service code 15 · EIN 13-3036745 | Recordkeeping | $8,372 |
ADP BROKER-DEALER2+ years Service code 59 · EIN 22-3319984 | Shareholder Servicing | $0 |
Plan reported corrective distributions (failed ADP/ACP testing).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,448 | $60,165-12.8% | $74,184-29.3% | $55,167-4.9% |
| Participation rate | 72.1% | 74.2%-2.1pp | 76.6%-4.5pp | 69.0%+3.1pp |
| Annual return | 9.12% | 10.00%-0.9pp | 17.74%-8.6pp | 169.23%-160.1pp |
| Employer contribution / active EE | $1,911 | $1,600+19.5% | $2,370-19.4% | $1,963-2.6% |
| Participant deferral / active EE | $3,907 | $2,973+31.4% | $3,550+10.1% | $3,054+27.9% |
| Admin fee / account holder | $180 | $419-57.0% | $5,586-96.8% | $504-64.2% |