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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,110 | $157,276-82.8% | $141,177-80.8% | $152,885-82.3% |
| Participation rate | 90.0% | 84.8%+5.2pp | 82.5%+7.5pp | 82.5%+7.5pp |
| Annual return | 39.27% | 64.33%-25.1pp | 71.40%-32.1pp | 345.39%-306.1pp |
| Employer contribution / active EE | $3,260 | $5,262-38.0% | $4,736-31.2% | $4,763-31.6% |
| Participant deferral / active EE | $10,455 | $7,110+47.0% | $6,710+55.8% | $5,851+78.7% |
| Admin fee / account holder | $1,632 | $12,123-86.5% | $10,263-84.1% | $11,598-85.9% |