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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,203 | $148,623-28.5% | $135,974-21.9% | $139,466-23.9% |
| Participation rate | 87.5% | 83.9%+3.6pp | 81.9%+5.6pp | 80.3%+7.2pp |
| Annual return | 19.23% | 79.30%-60.1pp | 68.30%-49.1pp | 373.66%-354.4pp |
| Employer contribution / active EE | $10,173 | $5,246+93.9% | $4,859+109.4% | $4,754+114.0% |
| Participant deferral / active EE | $22,346 | $8,103+175.8% | $7,760+188.0% | $6,712+232.9% |
| Admin fee / account holder | $10,899 | $12,406-12.1% | $10,767+1.2% | $11,409-4.5% |