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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,523 | $135,956-75.3% | $123,894-72.9% | $273,972-87.8% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 43.13% | 56.63%-13.5pp | 47.52%-4.4pp | 41.46%+1.7pp |
| Employer contribution / active EE | $11,033 | $5,170+113.4% | $4,617+139.0% | $4,869+126.6% |
| Participant deferral / active EE | $28,913 | $6,343+355.8% | $5,984+383.1% | $5,287+446.8% |
| Admin fee / account holder | $15,762 | $9,817+60.6% | $8,357+88.6% | $10,133+55.6% |