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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,994 | $45,343+493.2% | $150,298+79.0% | $67,986+295.7% |
| Participation rate | 70.3% | 51.9%+18.4pp | 77.8%-7.5pp | 57.2%+13.0pp |
| Annual return | 37.73% | 33.28%+4.4pp | 62.79%-25.1pp | 31.67%+6.1pp |
| Employer contribution / active EE | $3,075 | $1,462+110.3% | $4,154-26.0% | $2,019+52.3% |
| Participant deferral / active EE | $9,273 | $2,055+351.3% | $5,453+70.1% | $3,358+176.1% |
| Admin fee / account holder | $3,420 | $2,250+52.0% | $14,116-75.8% | $3,203+6.8% |