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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,738 | $174,379-50.8% | $152,093-43.6% | $138,895-38.3% |
| Participation rate | 68.8% | 81.6%-12.9pp | 77.8%-9.0pp | 79.9%-11.2pp |
| Annual return | 20.78% | 74.86%-54.1pp | 66.36%-45.6pp | 145.39%-124.6pp |
| Employer contribution / active EE | $1,568 | $4,652-66.3% | $4,175-62.4% | $4,194-62.6% |
| Participant deferral / active EE | $4,983 | $6,159-19.1% | $5,451-8.6% | $6,396-22.1% |
| Admin fee / account holder | $634 | $16,880-96.2% | $14,497-95.6% | $12,562-95.0% |