Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,390 | $99,957-90.6% | $149,745-93.7% | $73,497-87.2% |
| Participation rate | 64.9% | 75.7%-10.8pp | 82.5%-17.6pp | 70.7%-5.8pp |
| Annual return | 23.17% | 53.87%-30.7pp | 276.72%-253.6pp | 28.51%-5.3pp |
| Employer contribution / active EE | $857 | $3,191-73.1% | $4,646-81.6% | $2,270-62.3% |
| Participant deferral / active EE | $2,683 | $6,073-55.8% | $6,843-60.8% | $3,740-28.3% |
| Admin fee / account holder | $536 | $551-2.7% | $9,312-94.2% | $513+4.5% |