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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,367 | $148,582+28.8% | $135,942+40.8% | $139,456+37.2% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 19.13% | 79.26%-60.1pp | 68.28%-49.1pp | 373.45%-354.3pp |
| Employer contribution / active EE | $5,319 | $5,245+1.4% | $4,858+9.5% | $4,753+11.9% |
| Participant deferral / active EE | $16,607 | $8,101+105.0% | $7,759+114.0% | $6,711+147.4% |
| Admin fee / account holder | $9,484 | $12,402-23.5% | $10,764-11.9% | $11,407-16.9% |