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| Provider | Service type | Compensation |
|---|---|---|
THE WATERFORD GROUP LLC2 years Filed as: THE WATERFORD GROUP, LLC Service code 15 · EIN 80-0675279 | Recordkeeping | $7,194 |
ADP BROKER-DEALER1 year Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $3,422 |
ADP BROKER-DEALER3 years Service code 59 · EIN 22-3319984 | Shareholder Servicing | $0 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,282 | $63,764-66.6% | $81,926-74.0% | $79,858-73.3% |
| Participation rate | 83.0% | 67.5%+15.5pp | 72.0%+11.0pp | 69.6%+13.3pp |
| Annual return | 26.58% | 22.66%+3.9pp | 29.49%-2.9pp | 31.72%-5.1pp |
| Employer contribution / active EE | $1,638 | $1,795-8.7% | $4,310-62.0% | $2,471-33.7% |
| Participant deferral / active EE | $2,554 | $2,780-8.2% | $7,108-64.1% | $3,740-31.7% |
| Admin fee / account holder | $121 | $4,426-97.3% | $5,159-97.7% | $5,306-97.7% |