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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,770 | $117,846-83.2% | $102,434-80.7% | $145,884-86.4% |
| Participation rate | 60.0% | 78.6%-18.6pp | 76.5%-16.5pp | 80.3%-20.3pp |
| Annual return | 21.89% | 31.90%-10.0pp | 29.46%-7.6pp | 551.85%-530.0pp |
| Employer contribution / active EE | $1,956 | $3,615-45.9% | $3,023-35.3% | $4,662-58.0% |
| Participant deferral / active EE | $5,776 | $5,733+0.7% | $5,055+14.3% | $6,690-13.7% |
| Admin fee / account holder | $14,351 | $13,356+7.4% | $9,462+51.7% | $13,392+7.2% |