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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,586 | $112,131-92.3% | $95,964-91.1% | $158,982-94.6% |
| Participation rate | 100.0% | 79.0%+21.0pp | 77.1%+22.9pp | 82.0%+18.0pp |
| Annual return | 159.78% | 171.19%-11.4pp | 91.64%+68.1pp | 302.99%-143.2pp |
| Employer contribution / active EE | $1,838 | $3,199-42.6% | $2,541-27.7% | $4,763-61.4% |
| Participant deferral / active EE | $5,341 | $4,784+11.6% | $4,167+28.2% | $5,983-10.7% |
| Admin fee / account holder | $1,112 | $10,136-89.0% | $6,797-83.6% | $11,252-90.1% |