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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,774 | $209,428-82.9% | $178,498-80.0% | $158,950-77.5% |
| Participation rate | 66.7% | 86.4%-19.7pp | 81.9%-15.3pp | 82.0%-15.3pp |
| Annual return | 12.84% | 188.78%-175.9pp | 151.09%-138.3pp | 302.91%-290.1pp |
| Employer contribution / active EE | $355 | $5,707-93.8% | $5,011-92.9% | $4,762-92.5% |
| Participant deferral / active EE | $8,883 | $5,955+49.2% | $5,202+70.8% | $5,983+48.5% |
| Admin fee / account holder | $270 | $17,077-98.4% | $13,985-98.1% | $11,248-97.6% |