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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,086 | $27,936-60.3% | $58,561-81.1% | $75,173-85.3% |
| Participation rate | 41.4% | 38.8%+2.5pp | 50.9%-9.5pp | 67.2%-25.8pp |
| Annual return | 31.62% | 44.21%-12.6pp | 4251.33%-4219.7pp | 160.72%-129.1pp |
| Employer contribution / active EE | $696 | $670+4.0% | $1,053-33.9% | $2,671-73.9% |
| Participant deferral / active EE | $1,956 | $1,202+62.8% | $1,923+1.7% | $4,126-52.6% |
| Admin fee / account holder | $0 | $1,727-100.0% | $2,520-100.0% | $5,651-100.0% |