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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,104 | $117,895-81.3% | $102,460-78.4% | $145,897-84.8% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 10.05% | 31.92%-21.9pp | 29.47%-19.4pp | 552.29%-542.2pp |
| Employer contribution / active EE | $2,106 | $3,619-41.8% | $3,025-30.4% | $4,663-54.8% |
| Participant deferral / active EE | $4,717 | $5,736-17.8% | $5,056-6.7% | $6,689-29.5% |
| Admin fee / account holder | $462 | $13,353-96.5% | $9,460-95.1% | $13,390-96.5% |