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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,606 | $81,763-58.9% | $58,561-42.6% | $139,466-75.9% |
| Participation rate | 0.0% | 61.3%-61.3pp | 50.9%-50.9pp | 80.3%-80.3pp |
| Annual return | 24.29% | 7427.77%-7403.5pp | 4251.33%-4227.0pp | 373.66%-349.4pp |
| Employer contribution / active EE | $565 | $1,398-59.6% | $1,053-46.4% | $4,754-88.1% |
| Participant deferral / active EE | $1,442 | $2,555-43.6% | $1,923-25.0% | $6,712-78.5% |
| Admin fee / account holder | $4,154 | $3,273+26.9% | $2,520+64.8% | $11,409-63.6% |