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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,974 | $84,551-79.9% | $61,452-72.4% | $134,532-87.4% |
| Participation rate | 54.5% | 62.2%-7.7pp | 52.6%+2.0pp | 81.2%-26.7pp |
| Annual return | -20.77% | 585.39%-606.2pp | 338.96%-359.7pp | 418.27%-439.0pp |
| Employer contribution / active EE | $1,135 | $1,545-26.5% | $1,160-2.2% | $4,741-76.1% |
| Participant deferral / active EE | $2,421 | $2,818-14.1% | $2,125+14.0% | $6,401-62.2% |
| Admin fee / account holder | $715 | $2,587-72.4% | $2,131-66.4% | $11,429-93.7% |