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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,070 | $76,519-45.0% | $56,025-24.9% | $145,897-71.2% |
| Participation rate | 0.0% | 63.2%-63.2pp | 52.5%-52.5pp | 80.3%-80.3pp |
| Annual return | 14.26% | 3017.03%-3002.8pp | 1712.69%-1698.4pp | 552.29%-538.0pp |
| Employer contribution / active EE | $332 | $1,383-76.0% | $1,042-68.1% | $4,663-92.9% |
| Participant deferral / active EE | $1,220 | $2,624-53.5% | $1,955-37.6% | $6,689-81.8% |
| Admin fee / account holder | $2,904 | $3,331-12.8% | $2,828+2.7% | $13,390-78.3% |