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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,070 | $76,785-45.2% | $56,441-25.5% | $145,959-71.2% |
| Participation rate | 0.0% | 63.2%-63.2pp | 52.5%-52.5pp | 80.3%-80.3pp |
| Annual return | 14.26% | 3000.51%-2986.3pp | 1704.21%-1690.0pp | 561.95%-547.7pp |
| Employer contribution / active EE | $332 | $1,381-76.0% | $1,039-68.1% | $4,661-92.9% |
| Participant deferral / active EE | $1,220 | $2,624-53.5% | $1,953-37.5% | $6,689-81.8% |
| Admin fee / account holder | $2,904 | $3,334-12.9% | $2,829+2.6% | $13,398-78.3% |