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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $348,917 | $138,385+152.1% | $184,200+89.4% | $80,874+331.4% |
| Participation rate | 88.9% | 83.9%+5.0pp | 86.8%+2.1pp | 67.6%+21.2pp |
| Annual return | 15.36% | 20.02%-4.7pp | 28.80%-13.4pp | 35.62%-20.3pp |
| Employer contribution / active EE | $9,232 | $4,849+90.4% | $6,424+43.7% | $2,756+235.0% |
| Participant deferral / active EE | $18,080 | $7,073+155.6% | $9,132+98.0% | $4,297+320.8% |
| Admin fee / account holder | $2,664 | $10,483-74.6% | $13,907-80.8% | $6,935-61.6% |