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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,699 | $69,118-94.6% | $53,647-93.1% | $138,895-97.3% |
| Participation rate | 89.5% | 64.0%+25.5pp | 56.3%+33.2pp | 79.9%+9.6pp |
| Annual return | 27.65% | 248.26%-220.6pp | 358.33%-330.7pp | 145.39%-117.7pp |
| Employer contribution / active EE | $920 | $1,189-22.7% | $962-4.4% | $4,194-78.1% |
| Participant deferral / active EE | $1,145 | $2,274-49.7% | $1,813-36.9% | $6,396-82.1% |
| Admin fee / account holder | $502 | $2,724-81.6% | $2,460-79.6% | $12,562-96.0% |