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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,706 | $27,936-68.8% | $58,561-85.1% | $75,173-88.4% |
| Participation rate | 0.0% | 38.8%-38.8pp | 50.9%-50.9pp | 67.2%-67.2pp |
| Annual return | 20.99% | 44.21%-23.2pp | 4251.33%-4230.3pp | 160.72%-139.7pp |
| Employer contribution / active EE | $771 | $670+15.1% | $1,053-26.8% | $2,671-71.1% |
| Participant deferral / active EE | $1,060 | $1,202-11.8% | $1,923-44.9% | $4,126-74.3% |
| Admin fee / account holder | $956 | $1,727-44.6% | $2,520-62.1% | $5,651-83.1% |