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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,339 | $93,617-84.7% | $135,982-89.5% | $75,177-80.9% |
| Participation rate | 88.5% | 75.2%+13.3pp | 81.9%+6.5pp | 67.2%+21.3pp |
| Annual return | 25.23% | 30.89%-5.7pp | 68.32%-43.1pp | 160.75%-135.5pp |
| Employer contribution / active EE | $0 | $3,538-100.0% | $4,859-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $12,273 | $6,406+91.6% | $7,760+58.2% | $4,126+197.4% |
| Admin fee / account holder | $4,105 | $6,980-41.2% | $10,767-61.9% | $5,651-27.4% |