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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,485 | $105,210-89.1% | $159,487-92.8% | $85,851-86.6% |
| Participation rate | 94.3% | 75.8%+18.5pp | 82.8%+11.5pp | 69.3%+25.0pp |
| Annual return | 26.91% | 45.08%-18.2pp | 263.71%-236.8pp | 318.63%-291.7pp |
| Employer contribution / active EE | $0 | $3,319-100.0% | $4,831-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $6,413 | $5,946+7.8% | $7,354-12.8% | $3,952+62.2% |
| Admin fee / account holder | $970 | $6,934-86.0% | $10,804-91.0% | $6,261-84.5% |