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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,549 | $125,797-69.4% | $170,043-77.3% | $75,173-48.7% |
| Participation rate | 82.8% | 83.6%-0.8pp | 87.0%-4.2pp | 67.2%+15.6pp |
| Annual return | 20.43% | 27.20%-6.8pp | 53.40%-33.0pp | 160.72%-140.3pp |
| Employer contribution / active EE | $5,213 | $4,616+12.9% | $6,790-23.2% | $2,671+95.2% |
| Participant deferral / active EE | $9,740 | $6,838+42.4% | $10,410-6.4% | $4,126+136.0% |
| Admin fee / account holder | $1,666 | $8,177-79.6% | $12,824-87.0% | $5,651-70.5% |