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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,157 | $167,522-84.4% | $151,639-82.8% | $134,532-80.6% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -18.70% | 7.81%-26.5pp | 3.34%-22.0pp | 418.27%-437.0pp |
| Employer contribution / active EE | $7,288 | $6,828+6.7% | $6,165+18.2% | $4,741+53.7% |
| Participant deferral / active EE | $12,071 | $8,986+34.3% | $8,363+44.3% | $6,401+88.6% |
| Admin fee / account holder | $363 | $13,780-97.4% | $11,613-96.9% | $11,429-96.8% |