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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,855 | $149,446-65.3% | $256,809-79.8% | $94,015-44.8% |
| Participation rate | 83.3% | 85.3%-2.0pp | 88.5%-5.2pp | 70.8%+12.5pp |
| Annual return | 19.48% | 17.55%+1.9pp | 32.73%-13.2pp | 17.84%+1.6pp |
| Employer contribution / active EE | $6,208 | $4,596+35.1% | $7,263-14.5% | $2,790+122.5% |
| Participant deferral / active EE | $9,549 | $6,491+47.1% | $9,520+0.3% | $4,249+124.7% |
| Admin fee / account holder | $3,140 | $24,035-86.9% | $25,146-87.5% | $8,951-64.9% |