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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,064 | $160,040-76.2% | $147,096-74.1% | $145,877-73.9% |
| Participation rate | 66.7% | 84.0%-17.4pp | 82.2%-15.5pp | 80.3%-13.6pp |
| Annual return | 9.78% | 98.49%-88.7pp | 419.75%-410.0pp | 551.28%-541.5pp |
| Employer contribution / active EE | $2,444 | $5,289-53.8% | $4,936-50.5% | $4,663-47.6% |
| Participant deferral / active EE | $7,078 | $8,429-16.0% | $8,071-12.3% | $6,691+5.8% |
| Admin fee / account holder | $9,961 | $15,050-33.8% | $13,005-23.4% | $13,402-25.7% |