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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,255 | $34,316-70.1% | $74,723-86.3% | $72,976-85.9% |
| Participation rate | 55.9% | 42.4%+13.5pp | 54.5%+1.4pp | 69.5%-13.6pp |
| Annual return | 29.84% | 26.58%+3.3pp | 753.18%-723.3pp | 81.02%-51.2pp |
| Employer contribution / active EE | $555 | $692-19.7% | $1,084-48.8% | $2,440-77.2% |
| Participant deferral / active EE | $1,708 | $1,272+34.3% | $1,962-12.9% | $3,608-52.7% |
| Admin fee / account holder | $1,015 | $2,125-52.2% | $3,335-69.6% | $5,124-80.2% |