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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,639 | $27,936-33.3% | $58,561-68.2% | $75,173-75.2% |
| Participation rate | 67.3% | 38.8%+28.5pp | 50.9%+16.4pp | 67.2%+0.1pp |
| Annual return | 21.79% | 44.21%-22.4pp | 4251.33%-4229.5pp | 160.72%-138.9pp |
| Employer contribution / active EE | $853 | $670+27.5% | $1,053-19.0% | $2,671-68.0% |
| Participant deferral / active EE | $1,524 | $1,202+26.8% | $1,923-20.7% | $4,126-63.1% |
| Admin fee / account holder | $640 | $1,727-63.0% | $2,520-74.6% | $5,651-88.7% |