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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,385 | $133,998-28.1% | $112,263-14.1% | $134,545-28.4% |
| Participation rate | 33.3% | 78.6%-45.2pp | 75.1%-41.7pp | 81.2%-47.9pp |
| Annual return | -18.69% | 47.17%-65.9pp | 27.49%-46.2pp | 418.37%-437.1pp |
| Employer contribution / active EE | $2,467 | $4,040-38.9% | $3,636-32.2% | $4,742-48.0% |
| Participant deferral / active EE | $3,700 | $5,292-30.1% | $4,729-21.8% | $6,401-42.2% |
| Admin fee / account holder | $855 | $7,493-88.6% | $6,410-86.7% | $11,431-92.5% |