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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,791 | $124,351-23.0% | $109,188-12.3% | $167,553-42.8% |
| Participation rate | 50.0% | 79.4%-29.4pp | 75.9%-25.9pp | 82.1%-32.1pp |
| Annual return | 15.07% | 26.04%-11.0pp | 25.76%-10.7pp | 478.89%-463.8pp |
| Employer contribution / active EE | $4,489 | $4,210+6.6% | $3,723+20.6% | $4,840-7.3% |
| Participant deferral / active EE | $16,683 | $5,257+217.4% | $4,654+258.5% | $6,343+163.0% |
| Admin fee / account holder | $44,140 | $7,975+453.5% | $6,755+553.4% | $12,316+258.4% |