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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,089 | $134,817-90.3% | $123,973-89.4% | $155,188-91.6% |
| Participation rate | 81.3% | 79.4%+1.9pp | 76.7%+4.6pp | 80.8%+0.4pp |
| Annual return | 21.85% | 515.49%-493.6pp | 388.13%-366.3pp | 148.84%-127.0pp |
| Employer contribution / active EE | $2,607 | $4,425-41.1% | $4,126-36.8% | $4,248-38.6% |
| Participant deferral / active EE | $6,124 | $5,706+7.3% | $5,247+16.7% | $6,531-6.2% |
| Admin fee / account holder | $897 | $13,245-93.2% | $11,799-92.4% | $14,480-93.8% |