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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,009 | $110,337-91.8% | $102,383-91.2% | $145,877-93.8% |
| Participation rate | 85.7% | 77.9%+7.8pp | 74.5%+11.2pp | 80.3%+5.4pp |
| Annual return | 34.00% | 24.83%+9.2pp | 24.94%+9.1pp | 551.28%-517.3pp |
| Employer contribution / active EE | $1,890 | $4,216-55.2% | $3,870-51.2% | $4,663-59.5% |
| Participant deferral / active EE | $4,043 | $5,621-28.1% | $5,060-20.1% | $6,691-39.6% |
| Admin fee / account holder | $651 | $9,750-93.3% | $8,391-92.2% | $13,402-95.1% |