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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,089 | $129,737-89.9% | $119,126-89.0% | $154,746-91.5% |
| Participation rate | 81.3% | 78.9%+2.4pp | 75.8%+5.5pp | 80.7%+0.5pp |
| Annual return | 21.85% | 379.08%-357.2pp | 282.11%-260.3pp | 172.34%-150.5pp |
| Employer contribution / active EE | $2,607 | $4,375-40.4% | $4,034-35.4% | $4,379-40.5% |
| Participant deferral / active EE | $6,124 | $5,842+4.8% | $5,318+15.2% | $6,730-9.0% |
| Admin fee / account holder | $897 | $11,961-92.5% | $10,693-91.6% | $14,365-93.8% |