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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,389 | $67,606-62.4% | $82,313-69.2% | $70,124-63.8% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.9%+23.1pp | 69.5%+30.5pp |
| Annual return | 20.01% | 21.57%-1.6pp | 25.88%-5.9pp | 73.14%-53.1pp |
| Employer contribution / active EE | $2,716 | $1,755+54.7% | $2,428+11.8% | $2,342+15.9% |
| Participant deferral / active EE | $5,431 | $2,987+81.8% | $3,706+46.5% | $3,332+63.0% |
| Admin fee / account holder | $1,311 | $4,512-70.9% | $5,608-76.6% | $4,645-71.8% |