Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,271 | $167,362-90.3% | $143,799-88.7% | $134,532-87.9% |
| Participation rate | 50.0% | 84.8%-34.8pp | 80.3%-30.3pp | 81.2%-31.2pp |
| Annual return | -25.17% | 0.47%-25.6pp | -0.04%-25.1pp | 418.27%-443.4pp |
| Employer contribution / active EE | $1,957 | $5,620-65.2% | $4,952-60.5% | $4,741-58.7% |
| Participant deferral / active EE | $3,846 | $6,447-40.3% | $5,638-31.8% | $6,401-39.9% |
| Admin fee / account holder | $533 | $18,094-97.1% | $14,677-96.4% | $11,429-95.3% |