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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,655 | $92,219-62.4% | $76,768-54.9% | $135,379-74.4% |
| Participation rate | 100.0% | 79.8%+20.2pp | 77.0%+23.0pp | 82.6%+17.4pp |
| Annual return | -11.85% | 5.46%-17.3pp | 2.43%-14.3pp | 519.79%-531.6pp |
| Employer contribution / active EE | $2,807 | $3,216-12.7% | $2,485+13.0% | $4,779-41.3% |
| Participant deferral / active EE | $11,922 | $4,508+164.4% | $3,852+209.5% | $5,609+112.6% |
| Admin fee / account holder | $763 | $10,749-92.9% | $6,675-88.6% | $10,828-93.0% |