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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,203 | $104,953+13.6% | $84,637+40.8% | $152,909-22.0% |
| Participation rate | 60.0% | 74.8%-14.8pp | 68.2%-8.2pp | 82.5%-22.5pp |
| Annual return | 20.70% | 373.94%-353.2pp | 258.82%-238.1pp | 345.46%-324.8pp |
| Employer contribution / active EE | $1,112 | $3,304-66.3% | $2,653-58.1% | $4,764-76.6% |
| Participant deferral / active EE | $2,050 | $4,691-56.3% | $3,900-47.4% | $5,851-65.0% |
| Admin fee / account holder | $1,155 | $6,244-81.5% | $4,914-76.5% | $11,601-90.0% |